Are you paying high interest on your current car loan? Don’t worry Car Loan Madurai (Sakthi Associates Finance) is here to help you make a smart switch! Our Takeover Car Loan service allows you to transfer your existing car loan to a better lender with lower interest rates, reduced EMIs, and flexible repayment options. Whether you are in Madurai, Dindigul, Theni, Trichy, Tirunelveli, or Virudhunagar, we make your loan transfer quick, transparent, and hassle-free. We specialize in easy takeover car loans in Sivagangai, Thanjavur, and Tenkasi, ensuring customers across South Tamil Nadu get access to affordable finance plans and top-up options when needed. Whether you’re a salaried employee or a self-employed professional, our team provides end-to-end support, from document collection to final loan approval — all with minimal paperwork and faster processing.
Join thousands of happy customers who have chosen Sakthi Associates Finance for their car loan takeover in Tamil Nadu and are now enjoying lower EMIs, better interest rates, and complete financial peace of mind.

What is a Takeover Loan?

A takeover loan (also called a car loan balance transfer) lets you move your existing car loan from one bank or finance company to another that offers lower interest rates, better EMI options, and flexible repayment plans. It helps reduce your monthly payments and overall loan cost. With Sakthi Associates Finance, you can easily transfer your loan, enjoy quick approval, and save more with zero hassle.
How Takeover Car Loan Works?
Transfer your existing car loan easily with quick approval and better interest rates!

Documents Required for New Car Loan
- ⇒ Aadhar Card – Identity and address proof.
- ⇒ PAN Card – For financial and income verification.
- ⇒ Recent Bank Statement –Minimum 3 to 6 months’ statement to check financial stability.
- ⇒ Own House Proof –Electricity bill, property tax, or sale deed showing ownership or residence.
- ⇒ Guaranteed Signatures – Signatures from guarantors or witnesses if applicable.
- ⇒ Gas Bill –Used as an additional address proof.
- ⇒ RC Book – Vehicle ownership document.
- ⇒ Insurance Copy – Proof of valid insurance..
- ⇒ Loan Track Statement – Details of your ongoing loan payments and balance.
- ⇒ Vehicle RC Book & Insurance Copy – Submit your car’s RC Book Insurance, and Pollution Certificate (if applicable).
Calculate Your EMI
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Apply For Takeover loan